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Being one of the largest German financial institutions serving corporate customers, WestLB cooperates with companies to issue co-branded credit cards with functionalities tailored to end-users’ specific needs.
Co-branded credit cards offer you the following possibilities:

• Worldwide payments, 32 million participating merchants
• Some 400,000 merchants in Germany
• Convenient cash advances from ATMs (approximately 50,000 in Germany and more than 800,000 abroad)
• Comprehensive insurance services for your customers
• Simple and secure processing by WestLB
• No risk for your company - risk is borne by WestLB

We offer you the following features:

• WestLB AG credit card issued in cooperation with your company (co-branding)
• Card design in accordance with your wishes
• Bonus functions
• Interest paid on credit balances
• Discount functions (e.g. 0.5% on all purchases)
  

Credit cards can support the following payment modes:

1. Prepaid Card
- Classical credit card (MasterCard/VISA) on credit-balance basis
- The cardholder needs to “load” the card before making a purchase
- Transactions are authorised against the loaded amount

2. Charge Card
- Classical credit card (MasterCard/VISA)
- The cardholder is granted a credit line by the card issuer
- The full amount is not charged to the cardholder’s current account before the agreed date (usually the first day of the following month)

3. Credit Card
- Classical credit card (MasterCard/VISA)
- The cardholder is granted a credit line by the card issuer
- Repayments are made on a percentage or on an instalment basis (consumer finance)